Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

Every American knows how critical their credit score is. Or at least, they should. A high score unlocks a whole host of financial opportunities: Lower car payments, cheaper mortgages, or even approval ...

In the Philippines, where fintech innovation is driving a surge in credit use in the Philippines, responsible borrowing is a powerful tool that can lead to better economic and social opportunities.

When credit scores were recalculated to take rent payments into account, they improved on average by 60 points, a 2021 ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

A woman happily holding up a good credit score report. Every American knows how critical their credit score is. Or at least, they should. A high score unlocks a whole host of financial opportunities: ...

IN the Philippines, where fintech innovation is expanding access to credit, responsible borrowing has become essential to ...