Negative entries like late payments and charge-offs stay on your credit report for seven years — this is what's known as the ...

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Lender requirements vary, but a higher score might increase your approval chances ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Throughout life, there are many important numbers to know: your birthdate, your social security number and your anniversary, but none may be able to impact your future quite as much as your credit ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Effective 1st October, banks can reduce the spread charged on a loan earlier than three years. Customers can benefit faster ...

How do I check my business credit score for free? A staggering 45% of small business owners don’t know they have a business credit score, according to the Native American Dream Gap survey. Even more ...